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If you’re buying a home and you’ve noticed problems during your home inspection, this should spark a round of new negotiations. It may sound convenient to ask the sellers to fix any problems with the house before they move out, but convenience isn’t everything. After all, after the seller leaves, they no longer have a … Continue reading “Why a Cash Back Credit for Repairs Is the Way to Go”

When you move into an apartment, a security deposit is one of those unavoidable charges. Happily, you may see that money again when you move out. Take a few simple measures starting the day you move in and you’ll greatly increase your chances of getting back that deposit. Make sure to put all your official … Continue reading “The Security Deposit: Getting an Early Start”

Sometimes finding the best home can be an ordeal. At the end of it all, after putting in all the work and feeling all the stress, you’ve finally found that one perfect home. But for some reason, the seller isn’t budging. This can be a frustrating feeling, but it’s important to remember that the seller … Continue reading “Some Perspective for When the Seller Isn’t Selling”

A property inspection can be an intimidating prospect for home buyers who are new to the process. After all, the inspection is when you’ll be making sure that everything in the house meets your standards – including safety standards. Before your property inspection, you’ll need to do some preparation. How to Prepare Before the day … Continue reading “Preparing to Inspect Your Future Home”

Your credit score serves as a marker of the risk associated with lending you money. As such, maximizing your FICO score helps make you a more attractive borrower to a prospective lender. FICO scores range from 300-850. Whether you are looking to purchase a car, get a mortgage loan or are interested in taking out … Continue reading “What’s the deal with FICO scores?”

Buying or refinancing a home is a process that involves multiple parties working together to complete the transaction. It is the job of the loan officer to coordinate the transaction and ensure that the client is informed about their options. Since timing is so important when doing a transaction, educating the client about the process … Continue reading “The Home Loan Process”